0% intro APR business credit
700+ credit score? See how much 0% business credit your profile can support.
Most strong profiles never get the limits they could, because they apply at the wrong banks in the wrong order. We prepare your file and build a bank-by-bank plan. You apply with us beside you.
- No impact to your credit. This quiz is not an application and doesn't pull your report.
- About 60 seconds. Nine tap questions, then your result.
- An honest answer. Not ready yet? We'll tell you what to fix first.
Fund My Brand LLC is not a lender. Banks decide every approval and limit. 0% refers to introductory APR offers set by the issuer, where available.
How it works
Prepared first. Then applied in the right order.
Banks decide most applications automatically, in seconds. A file that's out of order gets a low limit or a decline, even with a high score. So we fix the file before anything goes out.
Check
Take the quiz. You'll know right away whether you look ready, close, or not yet.
Review call
A free call. We go through your full profile and tell you a realistic range before you pay anything.
Prepare and sequence
We line up your file across the bureaus and build your plan: which banks, in what order, and when.
You apply, we guide
You submit each application yourself, with us walking you through it live. Your logins stay yours.
Who this is for
You're a strong fit if…
Missing one isn't a dead end. Each one has a fix, and the quiz tells you which applies to you.
Your credit score is 700 or higher
The strongest results come from 720+.
680 to 699? Usually a short fix first.No recent negative marks
No bankruptcy, collections, charge-offs or recent late payments.
Have some? Clean those up before applying.Your cards are under 30% used
High balances read as stress to a bank's system.
Over 50%? Pay down first and approvals improve.Few recent applications
Fewer than 6 hard inquiries in the last 6 months.
Too many? We time your plan around them.What it costs
Simple, and written down before you pay.
- Full review of your credit profile across all three bureaus
- A prep plan for anything that would cost you approvals
- A bank-by-bank sequence built for your file
- Live guidance through every application you submit
Based on the business credit you're actually approved for through the plan. Both fees are set out in your written service agreement before you pay anything.
- No fee to take the quiz or have the review call
- No credit repair. If you need it, we'll tell you.
The straight facts
What 0% business credit actually is.
0% is an intro rate
Business credit cards and lines from major banks often carry 0% APR for an intro period, usually 6 to 21 months. After that the card's standard rate applies, so plan to pay down or refinance.
It's usually personally guaranteed
Most business cards are approved on your personal credit and require a personal guarantee. You're responsible for what you spend.
Applying adds inquiries
Each application is a hard inquiry. That's why order and timing matter, and why we plan them before anything is submitted.
Questions
Before you start.
Does the quiz affect my credit score?
No. It isn't an application and doesn't pull your credit. Your report is only reviewed later, with your permission.
How much funding can I get?
It depends on your profile and on each bank's decision. We'll give you a realistic range on your review call, before you pay. We never promise an amount.
How long does it take?
Profiles that are ready often see first approvals within weeks. Files that need prep first take longer. We'll give you an honest timeline for yours.
Do I need a business already?
No. Startups can qualify, because these products are approved mainly on personal credit. You'll need an LLC or corporation before applying, and we'll tell you if yours is set up right.
Are you a lender?
No. Fund My Brand LLC prepares you and guides you. The banks approve, set limits and set terms. You submit your own applications.
What if I'm not ready?
Your result tells you why and what to do next, whether that's paying down balances, waiting out inquiries, or fixing negative items first.
Find out where you stand in 60 seconds.
No credit pull. No cost. An honest answer either way.
Start the quiz